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Web30 Mar 2024 · Minimum Credit Score To Buy A House By Loan Type. Conventional Loan. The minimum credit score to buy a house with a conventional loan is 620. Some lenders may … Web15 Jul 2024 · The minimum credit score to buy a house with a conventional mortgage is typically 580 – 620 depending on the loan program. If your credit is lower than that, it may be difficult for you to get a mortgage. While it is possible, you should expect higher interest rates and less favorable loan terms. See What You Qualify For 0 % Type of Loan
Web15 Sep 2024 · The Federal Housing Administration’s (FHA's) minimum credit score requirement is a FICO® Score of 580 with a down payment of as little as 3.5%. However, …
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